Attention homeowners in Kalispell and Flathead County: Need an appraisal?

The top 7 reasons why MT homeowners use Advance Appraisal:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge Flathead county's assessment of your property
Remove PMI to lower a mortgage payments
Reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a MT divorce, where property needs to be divided
To determine the true market value of property in question to settle an estate

Do you own a house in or near Kalispell? Do you need help determining the price of your real estate?
Contact Advance Appraisal.

At Advance Appraisal, we understand the unique needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Advance Appraisal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Advance Appraisal is veterans in helping people just like you do away with unnecessary PMI insurance.

Challenging property tax assessments

Lets say you live in a region that is going down -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. A professional appraisal from Advance Appraisal is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Advance Appraisal can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for preciseness? We can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Advance Appraisal can help you with that. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.